Life Insurance Companies
Life insurance companies make investments for long-term growth, generally due to the length of their policies and their desire to have sufficient capital available when payouts are due (often decades from the onset of the policy). Because of their long-term view of capital, life companies usually offer the most favorable terms for investors looking to lock in historically low rates for many years, those who want to know their debt service for the next decade (or longer!) without fluctuation, and those who want local loan servicing without the hassle of dealing with multiple parties after closing. Life companies can be relatively conservative lenders, and typically prefer loans up to about 70% LTV.
- Inexpensive, long-term debt
- Fully amortizing, limited/non-recourse structures available
We are proud to feature some of our life insurance company lending partners below: